How To Get A Loan Up To 2 Lakhs From eSewa Digital Wallet eSewa has introduced the ‘EasyLoan’ service. In the first phase, a loan of up to two lakh rupees can be taken from this service available for eSewa agents. For this, there is no need to take any mortgage or go through any paperwork. The company has defined it as a commercial loan.
Useful for small businesses
During the day-to-day activities of a business, incidental expenses may arise. To manage such expenses, the process of taking a loan from a bank or other financial institution can be long and complicated. There is a lot of paperwork involved in such a process.
Given such problems, Iseva has introduced ‘Eazyloan‘ as a facility for its agents to get loans easily and quickly. According to the company, this will save eSewa agents from complicated processes and provide loans through a digital wallet in a few seconds.
eSewa Limited has appointed various commercial organizations as Iseva agents for digital payments across Nepal. Currently, the number of such agents in Nepal is more than two and a half lakh.
With the launch of ‘Eazyloan’, an option to raise emergency funds for small businessmen has been prepared, according to eSewa.
Which eSewa agents get loans?
KYC must have been verified in eSewa.
Must have permanent account number (PAN) and business registration certificate.
Must be active in eSewa for at least 6 months.
Must have participated in international and domestic ticketing.
Must have used utility service regularly including top-up.
According to the company, based on the number of payment transactions, contribution of income from customers, total transaction volume handled by the agent, etc., the maximum loan will be given up to two lakh rupees, and EMI settlement will be monitored after disbursement of the loan.
eSewa Limited has appointed various commercial organizations as eSewa agents for digital payments across Nepal. Currently, the number of such agents in Nepal is more than two and a half lakh.
With the launch of ‘Esewaloan’, an option to raise emergency funds for small businessmen has been prepared, according to eSewa.
Which eSewa agents get loans?
KYC must have been verified in eSewa.
Must have permanent account number (PAN) and business registration certificate.
Must be active in Iseva for at least 6 months.
Must have participated in international and domestic ticketing.
Must have used utility service regularly including top-up.
According to the company, based on the number of payment transactions, contribution of income from customers, total transaction volume handled by the agent, etc., the maximum loan will be given up to two lakh rupees, and EMI settlement will be monitored after disbursement of the loan.
How to get ‘Easyloan’?
Login to the eSewa app and log in to your account.
Now go to ‘agent services’ there.
Then tap on ‘easy. loan’ and click on ‘easyloan’ under ‘Available Loan’ again.
After this, fill in the ‘Loan Amount’ and required details here and tap on ‘Proceed’.
Now you can apply for the loan by keeping your MPIN after reading the given terms and conditions.
See details
Minimum Loan: Rs 50,000
Maximum Loan: Two Lakh Rupees
Maximum interest rate: 18 percent per annum
Penal Interest: Two percent
Service charge: 0.75 percent
If your small work is stuck due to financial reasons, you can complete your work by applying for this facility provided by eSewa. The amount is credited to your own eSewa account. You can contact eSewa for more information.